Freedom of Choice

From April 2015 the Government introduced changes to the ways in which people in Defined Contribution (DC) schemes can take their pensions. You can find out more about these changes on the Pension Advisory Service website.

It is important to understand that the LGPS is a Defined Benefits (DB) pension scheme, and therefore many of these changes do not apply to our scheme members.

For more information and answers to frequently asked questions, please read the ‘Freedom and Choice Q&A for LGPS Members’ factsheet.