In 2014 the LGPS changed from a final salary scheme to a career average revalued earnings (CARE) scheme, with the other public service pension schemes following a year later. At the time a promise was made that no member within 10 years of retirement would be worse off as a result of the changes. To ensure this commitment was met protections were put in place for certain members, based upon their age on 1 April 2012.
In 2018 the court of appeal found that younger members had been discriminated against because the protections did not apply to them. The Government has been taking steps to address the findings of the McCloud case in public service pension schemes and working to extend protection to those the courts found had been treated unlawfully.
On 8 September 2023, the Government issued The Local Government Pension Scheme (Amendment) (No. 3) Regulations 2023 which take effect from 1 October 2023.
These regulations implemented the McCloud remedy meaning that those individuals originally discriminated against will receive the same protection for their benefits that older members previously enjoyed.
To find out more about the McCloud Remedy and if you are affected, please visit ://www.lgpsmember.org/mccloud-remedy