I am planning to retire

Pensions are a long term savings plan so it's important to start planning as early as possible in your career.

The first thing you need to do is see whether you will have enough to fund the kind of retirement you want.

Consider your retirement options

As you approach retirement we will send you details of your options.

You need to make some important decisions about how you want to take your benefits. You can take the standard package, for most members that will be a pension with an option to choose to give up some of your pension for a lump sum. If you have Additional Voluntary Contributions these will give you even more options!

Get some advice

Before you make any major decisions it's important to get financial advice. You can also contact us to talk about your retirement, or you can attend one of our free pre-retirement seminars.

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