Who will get my benefits?

Lump sum death payment

We make the final decision on whom to pay the lump sum to. We will normally pay this to who you have asked us to.

You can let us know your wishes by filling in a nomination of beneficiary for death payment form.

 

Survivor's pensions

Survivor's pensions are payable to your husband/wife or your civil partner or cohabiting partner.

If you would like benefits to be paid to a cohabiting partner they will need to meet certain criteria, as follows:

  • You and your co-habiting partner were free to marry each other or to enter into a civil partnership, and
  • You and your co-habiting partner have been living together as if you were husband and wife, or civil partners, and
  • neither you or your co-habiting partner have been living with someone else as if you were husband and wife or civil partners, and
  • either your co-habiting partner is financially dependent on you or you are financially interdependent on each other.

All of the above must be met for a continuous period of at least 2 years prior to your death.

Children's pensions are payable to any eligible dependent children you may have when you die or born up to one year after.

Please contact us if you want to know more.

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