What if I work part-time?
From 1st April 2014 you only pay contributions on the
pay you actually earn. Each April, your employer will decide your
appropriate rate of contributions for each employment by matching
your actual pensionable pay to the appropriate band in the
Kate works part time. She works half the hours of a full time
If she were a full time employee her pay would be £18,000 per
year. As she only works half of this time her actual part time pay
is £9,000 so she falls into pay band 1. This makes her contribution
are my benefits are worked out?" for more details about how
your benefits are worked out when you retire if you work part time
or term time.