What happens to my pre 1 April 2014 LGPS benefits if I leave the scheme and come back again in the future?
If you leave the new scheme before your normal retirement age
with a deferred retirement benefit your benefits will increase each
year in line with the cost of living.
If you subsequently re-join the scheme at a later date and
aggregate your periods of scheme membership, provided you do not
have a break in membership of more than 5 years from any public service pension
scheme (e.g. the teachers, NHS, civil service schemes), any
pre 1 April 2014 LGPS benefits will be calculated on your final pay
when you eventually leave the scheme or retire.
If any break in membership from public service pension schemes
is more than 5 years, and you decided to aggregate periods of LGPS
membership, any pre 1 April 2014 benefits would not be covered by
the final pay protection but would instead be converted to a CARE
benefit in the new scheme.