Can I take a lump sum?
When you retire, you can take part of your benefits as a lump
sum, this is normally paid tax free.
If you were a member of the Scheme before 1 April 2008 you are
automatically provided with a lump sum.
If you joined or were a member after 1 April 2008 the Scheme no
longer provides an automatic lump sum for this part of your
membership, but you can give up some of your pension for a lump
If you want to take a lump sum, or increase the size of your
lump sum you have to give up £1 of pension to earn lump sum of
You must tell us if you want to give up pension for lump sum
before your benefits are paid.