Your benefits are worked out when you leave the Scheme, based on
how long you have been a member and your pay when you leave.
They are then held in the Scheme where they increase in value
every year in line with the cost of living, until they start to be
paid. These benefits are often known as deferred
benefits. Find out more about
how your deferred benefits are worked out each year as at
Each year we will provide you with a statement showing the up to
date value of your deferred benefits.
What happens if I re-join the Scheme or another public
service pension scheme (e.g. NHS, Teachers, Civil Service)
elsewhere, at a later date?
If you re-join the LGPS you will begin to build up membership
towards a new set of benefits, in addition to your existing
If you are re-joining another public sector pension scheme
within 5 years your deferred membership will be linked to your new
membership. You will usually the option of keeping these two sets
of benefits separate and have 12 months from the date you
re-join to choose to keep them separate.
What happens if I join another occupational pension
It is possible to transfer your LGPS pension to another pension
arrangement. Your new scheme will 'convert' the value of your
deferred benefit to purchase an additional value in the new