Auto enrolment Q&A
Why are people being automatically enrolled into a
An employer has to apply automatic enrolment of workers into a
workplace pension arrangement start from its 'staging date'. This
is the date that has been allocated to them by the Pensions
Regulator and is set according to the number of people it employs.
As a result not all LGPS employers will have the same 'staging
date'. You will need to contact your own employer to find out when
it must comply with automatic enrolment.
The aim is to encourage people to save towards their retirement
and have enough income to enjoy it. The full basic State Pension in
2016-17 is £155.65 a week for a single person. This is designed to
be a foundation and is unlikely to be enough for most people when
Will I be put back into the Scheme even if I have
previously opted out?
Assuming that you
meet the criteria then the answer would be Yes.
The law requires all employers to automatically re-enrol their
workers into a workplace pension every three years if they
meet certain requirements. All workers can join the pension
scheme at any time if they want to. If you
meet the criteria you may be put back into the LGPS even if you
have previously decided that being a member is not right for you.
If you are automatically enrolled, you can choose to leave the LGPS
by opting-out at any time.
Can I join the LGPS if I am not automatically enrolled
Yes. If you would like to join the LGPS and you are under age
75, you can do so at any time, regardless of how much you earn or
the length of your contract. Please contact your employer if you
wish to join or re-join the LGPS.