To help people save for their retirement the Government requires
all employers in the UK to automatically enrol their workers into a
workplace pension if they meet certain requirements. This is known
as automatic- enrolment and already happens in the LGPS, with most
new employees automatically joining the Scheme when they commence
employment. Scheme members are able to opt-out of the LGPS
at any time if they want to.
Under automatic-enrolment if you are not already a member of the
LGPS, you will automatically join the Scheme at the point in the
future that you:
- have a contract of employment of three months or more;
- earn over £10,000 a year (or pro-rata pay period);
- are age 22 or over; and
- are under State Pension age.
If you are already a member of the LGPS automatic enrolment will
not affect you as you are already a member of a qualifying pension
scheme. However, you may be affected if you change jobs or take on
another job in the future.
Each employer will have its own date set for when it must comply
with automatic enrolment. As a result you need to contact
your own employer in order to find out the actual date when it must
comply with the automatic enrolment requirements.
View details of the different categories of worker and how they are
impacted by automatic-enrolment.
If you are automatically enrolled, you can choose to leave the
LGPS by opting-out
at any time.