If you keep working after age 65 you will continue to pay into the fund, building up further benefits.
You can take your benefits when:
- you retire, or
- you reach the eve of your 75th birthday, or
- you have your employer's permission for flexible retirement, whichever occurs first.
If you take your benefits after age 65, in addition to the extra membership you build up in the fund, your pension is increased because it is starting later than expected.